I have gotten lots of questions about insurance over the years and there has never really been a decent option until now. I just read about this new company offering drone insurance by the hour. I read through a sample policy and it seems like a great option. The price is estimated to be around $10 an hour for $1,000,000 in coverage for bodily injury and property damage. It also has $10,000 coverage for privacy violations. It does not appear to cover the drone itself in case of a crash. That would sure be nice for my flying out at the cliff above Pe'ahi.
Here is a link to Verifly: verifly.com
I like this drone insurance because it is a cost effective way to have coverage for the casual aerial photography semi-professional. This works out well even for someone doing 5+ jobs a month because the monthly insurance premiums I have priced are all fairly pricey. Here is a link to the sample policy to skim through.